How to Dispose of Old Checkbooks?

Checkbooks are a traditional way to keep track of finances, but as technology progresses, checkbooks are becoming less and less popular.

When it comes time to dispose of your old checkbooks, you’ll want to make sure that you do it in a way that keeps your information secure and prevents unauthorized use of your financial information.

Unfortunately, many people don’t think about how to properly dispose of their checkbooks, leaving them vulnerable to identity theft and other forms of financial fraud.

Whether you’re cleaning out a drawer or just want to make sure your information is safe, here are some tips on how to dispose of old checkbooks safely and securely.

Tips to Securely Dispose Of Checkbooks

Here are 5 tips on how to dispose of your checkbooks properly:

1. Cancel Unused Accounts

Before disposing of your checkbook, make sure to cancel any unused accounts associated with it. This will prevent anyone else from accessing the account and making fraudulent purchases.

Contact the bank or financial institution where you opened the account and let them know you are closing it. They will provide you with any forms needed to officially close the account, and you should keep a record of the confirmation of the closure.

2. Destroy the Checkbook

Now that you have canceled the account, it’s time to destroy the actual checkbook. The best way to do this is to shred it.

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If you don’t have a paper shredder, you can also rip or cut the checkbook into small pieces and make sure all information is unreadable. You should also make sure to destroy any extra check registers or deposit slips that may have come with the checkbook.

3. Dispose of the Pieces

Once the checkbook and its accessories have been destroyed, it’s time to get rid of the pieces. Don’t just throw them away in the trash or recycling bin.

Instead, put the pieces in a sealed bag and dispose of them in a secure container. This will help to ensure that no one can access the information contained in the checkbook.

4. Monitor Your Credit Report

After disposing of the checkbook, it’s important to keep an eye on your credit report. Identity thieves and fraudsters can use the information in a checkbook to open new accounts in your name and take out loans.

By monitoring your credit report, you can spot any suspicious activity and take the necessary steps to protect yourself.

5. Securely Dispose of Online Banking Credentials

Finally, don’t forget to securely dispose of your online banking credentials. Make sure to change any passwords associated with the account, and delete any saved banking information from your computer or mobile device.

You should also delete any emails related to the account and make sure to clear your browser history.What to Do With the Rest of the Checkbook

Once you’ve shredded all of the documents and the checkbook itself, you may be wondering what to do with the rest of it. The most important thing is to make sure that you don’t leave anything behind that could be used to access your financial information.

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This means you should dispose of the book itself, as well as any unused checks, deposit slips, or other materials that might be inside. You can either throw them away in the trash or recycle them at a local recycling center.

What Not To Do When Disposing of Old Checkbooks

The disposal of old checkbooks is a process that requires careful consideration. Checkbooks contain sensitive information, such as bank account numbers, that must be safeguarded against potential misuse.

It’s important to take the right steps when disposing of checkbooks to ensure that your financial information remains secure. To help you navigate the process, here are six things not to do when disposing of old checkbooks.

1. Don’t Throw Them Out in the Trash

The first thing that you should not do when disposing of old checkbooks is throwing them out in the trash. Checkbooks contain sensitive information, including account numbers and bank routing information, which can be used for identity theft.

Throwing out checkbooks in the trash leaves them vulnerable to being found by anyone who goes through the garbage, which could result in serious financial consequences.

2. Don’t put them in the Recycling Bin

The second thing that you should not do when disposing of old checkbooks is put them in the recycling bin. Although recycling is generally a good practice, checkbooks should not be recycled due to the sensitive information they contain.

Putting checkbooks in the recycling bin means that they could end up being processed and resold, which could lead to identity theft.

3. Don’t leave them in a Public Place

Leaving old checkbooks in a public place is another bad idea when disposing of them. Even if the checkbooks are empty, they still contain sensitive information that could be used for identity theft.

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If you leave checkbooks in a public place, you could be putting yourself and others at risk of becoming victims of financial fraud.

4. Don’t Give Them Away

Another thing that you should not do when disposing of old checkbooks is give them away. Even if you think that the person you’re giving it to is trustworthy, it’s still not a good idea.

The person you’re giving it to could use the information on the checkbook to commit identity theft.

5. Do Not Use It for Personal Use

Even if you are tempted to use your old checkbook for personal use, it is important to remember that it is no longer a secure form of payment.

Your bank account and routing numbers can easily be accessed by identity thieves if you use the checkbook for purchases. Additionally, using an old checkbook for personal use can increase the risk of fraud.

6. Don’t Leave Them at Home

The final thing that you should not do when disposing of old checkbooks is leave them at home. Even if you think your home is secure, you should still take extra precautions when disposing of checkbooks.

There is always a chance that someone could break into your home and steal your checkbooks, which could lead to identity theft.


Disposing of old checkbooks securely is essential to protecting your financial information from identity theft and other forms of fraud. By following the steps outlined above, you can ensure that your financial information remains secure and that your checkbook is disposed of safely and responsibly.

Remember to shred all documents associated with the checkbook and never post it on an online marketplace or auction site. With these tips, you can rest assured that your financial information is safe and secure.



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